Sarah Skidmore Sell

What to expect for your personal finances in 2018

No one wants to be caught off-guard when it comes to their finances. So The Associated Press asked several experts to share their opinion on what will happen with some key issues in 2018 that will directly impact your personal financial well-being. Here’s a look at their forecasts:

Q. What will the job market look like in 2018?

How to invest with $5, $50 or $100

Investing isn’t just for the rich.

It is true that if you have lots of cash, you’ll have lots of options on where to put it.

But if you are just getting started and have just a minimal amount of money to work with — anywhere from $5 to $1,000 — you may have more choices than you might think.

A few things to consider:

Should you be investing at all?

Fund manager Q&A: The appeal of utility stocks

If utility stocks had a motto, it might be “Boring is better.”

Traditionally, investors have seen utility stocks as reliable, even conservative investments because they deliver high dividends and have a relatively stable business model. With bonds yields still near historic lows, investors hungry for income have been piling into utility stocks, sending their prices higher. Now some are asking if the sector has become too expensive.

Are parents going for gold, or going broke?

The Olympics spark hope in many a child of going for the gold. But in financially supporting those dreams, some parents are going for broke.

For his 15-year old son’s travel hockey team, Tim Richmeier was spending about $5,000 a season: using his tax refunds, halting contributions to his 401(k), and putting travel expenses on a credit card — including $6,000 he’s still paying off.

Richmeier said it was a great experience for his child. But after four years, it was a financial relief when his son didn’t make the team.

Investors stay steady on retirement savings

Panic is so passé.

Investors are keeping their cool — and keeping their hands off of their retirement accounts — despite huge swings in the stock market that sent it careening to its worst start to a year ever.

“They are just plugging away through the ups and downs of the stock market,” said Sarah Holden, director of retirement and investor research at the Investment Company Institute, an association of regulated funds.

What 2016 will do to your checkbook: Rent, food, gas, raises

Wondering how you will fare financially in 2016? Below are what experts think next year will hold for financial matters close to home: Raises, rent, gas, food and health.

Will I get a raise next year?


Wage growth has been perhaps the job market’s biggest weakness since the recession ended. Pay increases have been both slow and uneven, highly dependent on your field of employment. And for many, it has not been enough to keep pace with the cost of living.

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